Distribution
Retailer payments can travel through distributors, suppliers and agents without losing the trail.
Distribution networks move goods and money through several businesses. The financial record rarely stays intact.
The financial workflow
- 1Retailer pays the distributor
- 2Distributor allocates supplier and agent shares
- 3Supplier invoices are matched to received funds
- 4Sales agents are paid from the same flow
- 5The chain is reconciled end to end
Where fragmentation occurs
Each party invoices the next party. Settlement timing differs. Working capital gets trapped in the gaps.
How Setlo fits
Setlo gives the network a shared settlement layer so the commercial chain and the money chain can be read together.
Example payment flow
Retailer
৳ 18,60,000
Distributor
Supplier
Sales agent
Reconciliation
Financial infrastructure for businesses across emerging Asia.
Money should be easier to run.
Setlo is building the system for it.