SETLO

Business money, finally in one place.

Collect it. Control it. Move it. Reconcile it.

Setlo gives businesses one financial layer to manage how money comes in, where it goes and what happens next.

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One platform. Three connected products.

Understand and control money

SETLO CONTROL

Total balance

USD

128,540.75

+ 12.4% vs last 30 days

Today's collections

USD

42,386.20

Cash flow

Upcoming settlements

BDT

2,140,000

3 batches scheduled today

Recent activity

  • Apex Retail invoice480,000 BDTCompleted
  • Fleet partner payout126,400 BDTPending
  • Export collection12,800 USDSettled

Business money is fragmented.

Businesses collect through one system, settle through another and reconcile through spreadsheets and manual workflows.

The result is fragmented financial operations and limited visibility over where money is moving.

Disconnected tools

BanksPayment gatewaysWalletsSpreadsheetsInvoicesFinance teams

Setlo

One financial layer

Connected financial operation

Visibility
Settlement
Reconciliation

HOW SETLO WORKS

One financial layer across your business.

  1. 01

    Collect

    Receive business payments.

    Invoice paid · ৳ 4,80,000

  2. 02

    Control

    See where money came from and where it belongs.

    Allocated to collections account

  3. 03

    Split

    Automatically calculate fees, commissions and participant shares.

    5 participants · rules applied

  4. 04

    Settle

    Move funds to the right people and businesses.

    Payouts queued · 4 of 5 ready

  5. 05

    Reconcile

    Connect every payment to its final destination.

    Ledger matched · settlement closed

One connected flow from payment to settlement.

SETLO CONTROL

See your entire financial operation.

Balances, collections, settlements, payouts, invoices and cash flow in one financial view.

A live view of how money moves through your business.

SETLO CONTROL

Total balance

USD

128,540.75

+ 12.4% vs last 30 days

Today's collections

USD

42,386.20

Cash flow

Upcoming settlements

BDT

2,140,000

3 batches scheduled today

Recent activity

  • Apex Retail invoice480,000 BDTCompleted
  • Fleet partner payout126,400 BDTPending
  • Export collection12,800 USDSettled

SETLO CONNECT

One payment in. Everyone gets paid correctly.

Setlo Connect gives platforms and multi-party businesses the infrastructure to collect money, calculate shares, settle participants and reconcile every transaction.

Complex settlements become one automated workflow.

Received

BDT

1,000,000

  • PlatformBDT 120,000
  • SellersBDT 580,000
  • SuppliersBDT 140,000
  • Delivery partnersBDT 100,000
  • ReserveBDT 60,000

Settlement complete

SETLO CONNECT

Today's settlement

USD

128,540.75

Total collected

BDT

1,000,000

Participants

248

Status

Ready

Split breakdown

Platform 12%Sellers 58%Suppliers 14%Delivery partners 10%Reserve 6%
  • Platform12%
  • Sellers58%
  • Suppliers14%
  • Delivery partners10%
  • Reserve6%

Top recipients

  • Greenfield StoresPendingBDT214,000
  • Nova SuppliersSettledBDT96,500
  • Rapid DeliveryPendingBDT41,200
  • Platform reserveIn progressBDT60,000

Built for businesses where money moves between many participants.

SETLO GLOBAL

Business moves across borders. Money should move with it.

Setlo Global is designed to help businesses receive, track, convert and settle international business payments through one financial workflow.

ReceiveTrackConvertSettle

HOW MONEY MOVES

One financial workflow from inbound payment to a closed ledger.

  1. Collections

    Receive business payments into one operational view.

  2. Allocation

    Assign funds to the parties and accounts they belong to.

  3. Settlement

    Move money to the right businesses at the right time.

  4. Reconciliation

    Match every payout back to the original payment.

Incoming payment

USD

12,500.00

In transit

Origin

London

United Kingdom

Destination

Dhaka

Bangladesh

Status

In transit

Expected settlement

Today

68% complete

Three products. One financial system.

Setlo Control

See and understand money

Financial visibility and business operations.

Setlo Connect

Move and distribute money

Collections, splitting, settlements and reconciliation.

Setlo Global

Operate across markets

International collections, currency management and cross-border settlement.

SETLO FINANCIAL INFRASTRUCTURE

Built for the financial complexity of emerging Asia.

Setlo begins in Bangladesh and is designed for markets where business money still moves through fragmented financial systems.

Designed for markets with similar financial complexity.

Starting market

Bangladesh

The first market Setlo is built to operate in.

Near-term expansion

South Asia

Markets with similar settlement complexity.

Near-term expansion

Southeast Asia

Multi-party commerce at regional scale.

Long-term corridor

Gulf corridors

Trade routes that already move money into the region.

Built on the infrastructure required to move real money.

Regulated payments

Banking connectivity

Enterprise relationships

Technology infrastructure

Financial data

International partnerships

One system for how businesses manage money.

  1. 1Settlement
  2. 2Financial operations
  3. 3Payments
  4. 4Financing
  5. 5Global money
  6. 6Infrastructure

Setlo begins with settlement and reconciliation. Over time, the same financial layer can support payments, cash management, financing and international money movement.

The financial operating system for businesses across emerging Asia.

What can we build together?

Banks and financial institutions

Connect banking infrastructure with modern business workflows.

Discuss infrastructure

Technology and payment partners

Extend the capabilities available through Setlo.

Explore integration

Investors and advisers

Help build financial infrastructure for emerging Asia.

Talk to the team

Financial infrastructure for businesses across emerging Asia.

Money should be easier to run.

Setlo is building the system for it.

Talk to Setlo